First Time Homebuyer Mortgage Credit Certificate Program

Mortgage Credit Certificate (MCC) Program How Does it Work? If you apply for an MMC loan / mortgage you are eligible for 20% of your annual mortgage interest as a direct federal tax credit, resulting in a dollar for dollar reduction of your annual federal income tax liability. The remaining 80% of your annual mortgage.. read more →

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Hawaii First Time Home Buyer – Federal Programs

Federal Government Home Buying Programs Federal Housing Administration (FHA) FHA Loan for Purchase or Refinance on Principal Residence FHA loan is a federal assistance mortgage loan in the United States insured by the Federal Housing Administration. FHA loans have historically allowed lower income Americans to borrow money for the purchase of a home that they.. read more →

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